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Home Training Courses Credit Rating Concepts & Modeling
Home Training Courses Credit Rating Concepts & Modeling

Credit Rating Concepts & Modeling

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4.7 (75371 ratings)

What you'll get

  • 11m
  • 2 Videos
  • Course Level - Intermediate
  • Course Completion Certificates
  • One-Year Access
  • Mobile App Access

Curriculum:

    Credit Rating Concepts & Modeling:

    Credit research plays a significant role in analyzing any sector and this training will help you learn how to excel in the same. Through this course we will comprehend what credit rating is all about, how credit assessments are conducted in different sectors and practically learn the process. Through this course we are going to learn the following:

    What is Credit Rating Modeling

    • Concerned with who should bank loan its money to
    • When a client applies for a loan, the bank would like to be sure that the client will pay back the full amount of the loan
    • We need effective models that allow us to predict if a client will pay back the loan
    • What we have is historical data for several variables
    • We are trying to fit a model to this historical data so we can estimate a probability of default
    • Model Development

    Corporate Credit Model

      • Linear Form
        –Z = a1x1+a2x2+…+anXn
      • Z score
        a1 to an – co-efficient (Weights)
        x1 to xn – Variables (Ratios)

    Target Customers:

        • Candidates looking for practical experience of credit research
        • Students who are pursuing their graduation/post-graduation in the field of finance
        • Candidates who want to work for an credit rating agency as an analyst

    Pre-Requisites:

        • Basic knowledge of finance/accounting
        • Corporate Finance foundation know-how
        • Analyzing financial reports

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    Drop an email at: [email protected]

    Course Overview

    Through this course we will comprehend what credit rating is all about, how credit assessments are conducted in different sectors and practically learn the process.

    13
    Upto 2 hours 11m | 2 Videos | 75371 Views | Intermediate  Intermediate
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    Credit Rating Concepts & Modeling:

    Credit research plays a significant role in analyzing any sector and this training will help you learn how to excel in the same. Through this course we will comprehend what credit rating is all about, how credit assessments are conducted in different sectors and practically learn the process. Through this course we are going to learn the following:

    What is Credit Rating Modeling

    Watch our Demo Courses and Videos

    Valuation, Hadoop, Excel, Mobile Apps, Web Development & many more.

    • Concerned with who should bank loan its money to
    • When a client applies for a loan, the bank would like to be sure that the client will pay back the full amount of the loan
    • We need effective models that allow us to predict if a client will pay back the loan
    • What we have is historical data for several variables
    • We are trying to fit a model to this historical data so we can estimate a probability of default
    • Model Development

    Corporate Credit Model

      • Linear Form
        –Z = a1x1+a2x2+…+anXn
      • Z score
        a1 to an – co-efficient (Weights)
        x1 to xn – Variables (Ratios)

    Target Customers:

        • Candidates looking for practical experience of credit research
        • Students who are pursuing their graduation/post-graduation in the field of finance
        • Candidates who want to work for an credit rating agency as an analyst

    Pre-Requisites:

        • Basic knowledge of finance/accounting
        • Corporate Finance foundation know-how
        • Analyzing financial reports

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