Credit Rating Practices and Methodologies

This course is designed to improve delegates' skills in using and interpreting ratings in their day-to-day credit analysis activities.

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 3h 59m | 29 Videos | 62221 Views |   Intermediate

Credit Rating Analysis:

This course provides participants with an in-depth understanding of the publicly available credit rating practices and methodologies it will also improve participants’ use and interpretation of credit ratings in their day-to-day work. In addition, it tackles the concepts underlying alternative measures of risk and their application in credit analysis activities.

The tutorials will include the following

1.Introduction to credit rating

• Concept of credit rating
• Ratings categorized generally

2.Benefits of credit rating

• Benefits for the Investor/Lender
• Benefits for the Borrower

3.Risk and types of Risk for Credit Rating

• Business Risk which is inherent in the nature of business of a company
• Financial Risk which is associated with the pattern of financing a business

4.Rating Methodology

• Rating process tries to estimate the strength of long-term fundamentals and the probabilities for changes in the fundamentals

5.Indian Rating Symbols

• Established Credit Rating Agencies in India

6.Rating Symbols –Global Agencies

• Credit ratings scale from the global credit rating agencies

7.Limitation of Credit Rating

• Assessing the risks that characterise such transactions and suitably structuring the projects to mitigate the risks

8.Project Finance Ratings
9.Ratings of Banks & NBFC
10.Quality & Integrity of Rating and Evaluation

Target Customers:

• Professionals from banks
• Interim risk managers and consultants
• Students who want to make a career in finance

Pre-Requisites:

• Basic Finance knowledge will be helpful
• Computer with Internet Connection to view this course

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